Those shopping for homes in 2024 with conventional conforming loans can take advantage of higher baseline conforming loan limits. In 2024, the loan limit for 1 unit has increased 5.56% from $726,200 to $766,550. While loan limits are higher in more expensive counties, this loan limit applies in most counties nationwide.
Baseline Conforming Loan Limits for 2024
The maximum baseline conforming loan amounts for the contiguous states, the District of Columbia, and Puerto Rico are:
- 1 units: $766,550
- 2 units: $981,500
- 3 units: $1,186,350
- 4 units: $1,474,400
Baseline loan limits are higher in Alaska, Guam, Hawaii, and the US Virgin Islands.
What are the Conforming Loan Limits in Colorado in 2024?
In most counties in Washington State in 2024, the conforming loan limits are the same baseline loan limits we listed above. There are, however, three counties with higher conforming loan limits: King County, Pierce County, and Snohomish County. You can view conforming loan limits for all counties in Washington State for 2024 below.
| State | County Name | 5-Digit State Code | 2-Digit State Code | 3-Digit County Code | Metropolitan Designation | 2024 Loan Limit 1 Unit | 2024 Loan Limit 2 Unit | 2024 Loan Limit 3 Unit | 2024 Loan Limit 4 Unit |
| WASHINGTON | ADAMS COUNTY | 53001 | 53 | 001 | OTHELLO, WA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | ASOTIN COUNTY | 53003 | 53 | 003 | LEWISTON, ID-WA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | BENTON COUNTY | 53005 | 53 | 005 | KENNEWICK-RICHLAND, WA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | CHELAN COUNTY | 53007 | 53 | 007 | WENATCHEE, WA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | CLALLAM COUNTY | 53009 | 53 | 009 | PORT ANGELES, WA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | CLARK COUNTY | 53011 | 53 | 011 | PORTLAND-VANCOUVER-HILLSBORO, OR-WA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | COLUMBIA COUNTY | 53013 | 53 | 013 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | COWLITZ COUNTY | 53015 | 53 | 015 | LONGVIEW, WA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | DOUGLAS COUNTY | 53017 | 53 | 017 | WENATCHEE, WA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | FERRY COUNTY | 53019 | 53 | 019 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | FRANKLIN COUNTY | 53021 | 53 | 021 | KENNEWICK-RICHLAND, WA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | GARFIELD COUNTY | 53023 | 53 | 023 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | GRANT COUNTY | 53025 | 53 | 025 | MOSES LAKE, WA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | GRAYS HARBOR COUNTY | 53027 | 53 | 027 | ABERDEEN, WA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | ISLAND COUNTY | 53029 | 53 | 029 | OAK HARBOR, WA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | JEFFERSON COUNTY | 53031 | 53 | 031 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | KITSAP COUNTY | 53035 | 53 | 035 | BREMERTON-SILVERDALE-PORT ORCHARD, WA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | KITTITAS COUNTY | 53037 | 53 | 037 | ELLENSBURG, WA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | KLICKITAT COUNTY | 53039 | 53 | 039 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | LEWIS COUNTY | 53041 | 53 | 041 | CENTRALIA, WA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | LINCOLN COUNTY | 53043 | 53 | 043 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | MASON COUNTY | 53045 | 53 | 045 | SHELTON, WA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | OKANOGAN COUNTY | 53047 | 53 | 047 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | PACIFIC COUNTY | 53049 | 53 | 049 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | PEND OREILLE COUNTY | 53051 | 53 | 051 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | SAN JUAN COUNTY | 53055 | 53 | 055 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | SKAGIT COUNTY | 53057 | 53 | 057 | MOUNT VERNON-ANACORTES, WA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | SKAMANIA COUNTY | 53059 | 53 | 059 | PORTLAND-VANCOUVER-HILLSBORO, OR-WA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | SPOKANE COUNTY | 53063 | 53 | 063 | SPOKANE-SPOKANE VALLEY, WA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | STEVENS COUNTY | 53065 | 53 | 065 | SPOKANE-SPOKANE VALLEY, WA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | THURSTON COUNTY | 53067 | 53 | 067 | OLYMPIA-LACEY-TUMWATER, WA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | WAHKIAKUM COUNTY | 53069 | 53 | 069 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | WALLA WALLA COUNTY | 53071 | 53 | 071 | WALLA WALLA, WA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | WHATCOM COUNTY | 53073 | 53 | 073 | BELLINGHAM, WA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | WHITMAN COUNTY | 53075 | 53 | 075 | PULLMAN, WA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | YAKIMA COUNTY | 53077 | 53 | 077 | YAKIMA, WA | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON | KING COUNTY | 53033 | 53 | 033 | SEATTLE-TACOMA-BELLEVUE, WA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| WASHINGTON | PIERCE COUNTY | 53053 | 53 | 053 | SEATTLE-TACOMA-BELLEVUE, WA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| WASHINGTON | SNOHOMISH COUNTY | 53061 | 53 | 061 | SEATTLE-TACOMA-BELLEVUE, WA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
What are the Conforming Loan Limits in Washington State in 2024?
For most counties in Colorado, the conforming loan limits for 2024 are identical to the baseline conforming loan limits we listed previously. There are some higher-cost counties in Colorado with higher conforming loan limits for 2024, however. Below, you can view the conforming loan limits for all CO counties.
| State | County Name | 5-Digit State Code | 2-Digit State Code | 3-Digit County Code | Metropolitan Designation | 2024 Loan Limit 1 Unit | 2024 Loan Limit 2 Unit | 2024 Loan Limit 3 Unit | 2024 Loan Limit 4 Unit |
| COLORADO | ALAMOSA COUNTY | 08003 | 08 | 003 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | ARCHULETA COUNTY | 08007 | 08 | 007 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | BACA COUNTY | 08009 | 08 | 009 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | BENT COUNTY | 08011 | 08 | 011 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | CHAFFEE COUNTY | 08015 | 08 | 015 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | CHEYENNE COUNTY | 08017 | 08 | 017 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | CONEJOS COUNTY | 08021 | 08 | 021 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | COSTILLA COUNTY | 08023 | 08 | 023 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | CROWLEY COUNTY | 08025 | 08 | 025 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | CUSTER COUNTY | 08027 | 08 | 027 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | DELTA COUNTY | 08029 | 08 | 029 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | DOLORES COUNTY | 08033 | 08 | 033 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | ADAMS COUNTY | 08001 | 08 | 001 | DENVER-AURORA-LAKEWOOD, CO | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| COLORADO | ARAPAHOE COUNTY | 08005 | 08 | 005 | DENVER-AURORA-LAKEWOOD, CO | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| COLORADO | BOULDER COUNTY | 08013 | 08 | 013 | BOULDER, CO | $856,750 | $1,096,800 | $1,325,800 | $1,647,650 |
| COLORADO | BROOMFIELD COUNTY | 08014 | 08 | 014 | DENVER-AURORA-LAKEWOOD, CO | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| COLORADO | CLEAR CREEK COUNTY | 08019 | 08 | 019 | DENVER-AURORA-LAKEWOOD, CO | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| COLORADO | DENVER COUNTY | 08031 | 08 | 031 | DENVER-AURORA-LAKEWOOD, CO | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| COLORADO | DOUGLAS COUNTY | 08035 | 08 | 035 | DENVER-AURORA-LAKEWOOD, CO | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| COLORADO | EAGLE COUNTY | 08037 | 08 | 037 | EDWARDS, CO | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| COLORADO | ELBERT COUNTY | 08039 | 08 | 039 | DENVER-AURORA-LAKEWOOD, CO | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| COLORADO | GARFIELD COUNTY | 08045 | 08 | 045 | GLENWOOD SPRINGS, CO | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| COLORADO | GILPIN COUNTY | 08047 | 08 | 047 | DENVER-AURORA-LAKEWOOD, CO | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| COLORADO | JEFFERSON COUNTY | 08059 | 08 | 059 | DENVER-AURORA-LAKEWOOD, CO | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| COLORADO | PARK COUNTY | 08093 | 08 | 093 | DENVER-AURORA-LAKEWOOD, CO | $816,500 | $1,045,250 | $1,263,500 | $1,570,200 |
| COLORADO | EL PASO COUNTY | 08041 | 08 | 041 | COLORADO SPRINGS, CO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | FREMONT COUNTY | 08043 | 08 | 043 | CANON CITY, CO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | PITKIN COUNTY | 08097 | 08 | 097 | GLENWOOD SPRINGS, CO | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| COLORADO | ROUTT COUNTY | 08107 | 08 | 107 | STEAMBOAT SPRINGS, CO | $1,012,000 | $1,295,550 | $1,566,050 | $1,946,200 |
| COLORADO | SAN MIGUEL COUNTY | 08113 | 08 | 113 | NON-METRO | $994,750 | $1,273,450 | $1,539,350 | $1,913,000 |
| COLORADO | SUMMIT COUNTY | 08117 | 08 | 117 | BRECKENRIDGE, CO | $1,006,250 | $1,288,200 | $1,557,150 | $1,935,150 |
| COLORADO | GRAND COUNTY | 08049 | 08 | 049 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | GUNNISON COUNTY | 08051 | 08 | 051 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | HINSDALE COUNTY | 08053 | 08 | 053 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | HUERFANO COUNTY | 08055 | 08 | 055 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | JACKSON COUNTY | 08057 | 08 | 057 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | KIOWA COUNTY | 08061 | 08 | 061 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | KIT CARSON COUNTY | 08063 | 08 | 063 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | LAKE COUNTY | 08065 | 08 | 065 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | LA PLATA COUNTY | 08067 | 08 | 067 | DURANGO, CO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | LARIMER COUNTY | 08069 | 08 | 069 | FORT COLLINS, CO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | LAS ANIMAS COUNTY | 08071 | 08 | 071 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | LINCOLN COUNTY | 08073 | 08 | 073 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | LOGAN COUNTY | 08075 | 08 | 075 | STERLING, CO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | MESA COUNTY | 08077 | 08 | 077 | GRAND JUNCTION, CO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | MINERAL COUNTY | 08079 | 08 | 079 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | MOFFAT COUNTY | 08081 | 08 | 081 | CRAIG, CO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | MONTEZUMA COUNTY | 08083 | 08 | 083 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | MONTROSE COUNTY | 08085 | 08 | 085 | MONTROSE, CO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | MORGAN COUNTY | 08087 | 08 | 087 | FORT MORGAN, CO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | OTERO COUNTY | 08089 | 08 | 089 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | OURAY COUNTY | 08091 | 08 | 091 | MONTROSE, CO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | PHILLIPS COUNTY | 08095 | 08 | 095 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | PROWERS COUNTY | 08099 | 08 | 099 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | PUEBLO COUNTY | 08101 | 08 | 101 | PUEBLO, CO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | RIO BLANCO COUNTY | 08103 | 08 | 103 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | RIO GRANDE COUNTY | 08105 | 08 | 105 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | SAGUACHE COUNTY | 08109 | 08 | 109 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | SAN JUAN COUNTY | 08111 | 08 | 111 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | SEDGWICK COUNTY | 08115 | 08 | 115 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | TELLER COUNTY | 08119 | 08 | 119 | COLORADO SPRINGS, CO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | WASHINGTON COUNTY | 08121 | 08 | 121 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | WELD COUNTY | 08123 | 08 | 123 | GREELEY, CO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLORADO | YUMA COUNTY | 08125 | 08 | 125 | NON-METRO | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Apply for a Conforming Loan in WA or CO
If you are ready to buy a home in Washington State or Colorado, Blue Square Mortgage makes it easy to apply for a conforming loan. If you want to borrow above the conforming loan limits, they can also help you apply for a jumbo loan. To get started, please give them a call at (206) 352-6453.
